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In the first three blogs in this series, we discussed the list of essential, health care and ownership documents that need to be part of your death dossier. In this post, I am outlining the remaining documents that are important to collect and organize so your heirs will have everything needed following your death.

Life Insurance and Retirement

This folder is home to all policies regarding insurance, both life and car. A copy of your most recent policy renewals should be in this folder. If you have instructions for your vehicle outside of what is indicated in your will, this is the place to make a note of that. If your vehicle is old with little value, ask that your heirs donate it to a cause that will issue your estate a tax credit in return.

Financial information around your retirement should also be organized here, such as bank or investment firm statements for your RRSP, RRIF, or TFSA accounts. Details of what banks or investment firms manage your holdings should be included, especially if you invested in more than one place. Take the time to highlight any pertinent information, such as maturity dates and any special instructions. If you collect a pension - private and/or government - copies of statements or assessment should be in this folder.


Bank and Credit Accounts

Inside this folder, a list of all bank accounts, credit cards and debit cards will be helpful for your heirs. In addition to this list, add the following:
     * A few void cheques
     * List of safe boxes and their corresponding keys
     * Any loan or line if credit information
     * Business cards of any bank or investment advisors


Marriage and Divorce

This folder is the right place for any prenuptial or postnuptial documents. Whether or not you are still married, a copy of your marriage certificate and licence will be important to add to your death dossier. If you are divorced, add a copy of any judgments, your divorce order and divorce certificate.

Getting these documents ready is an important step in building your death dossier. Please visit my blog for other posts outlining the documents that should be sorted and organized for your heirs.


As a Master Accredited Senior Agent® (M-ASA) and Senior Real Estate Specialist® (SRES®), I specialize in helping seniors and their families through every stage of the decision process surrounding a potential move. Whether you are downsizing, moving to a retirement home or want to explore your options, please feel free to contact me. I am ready to answer your questions.


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  On behalf of Jennifer and I, we would like to thank you for all of the hard work you put into finding us our first home together. It is very reassuring to find someone who really takes the time to make sure that every little thing is done right. Jennifer and I spent months looking for a place to live. We both had very specific requests which didn't always make it easy for you.

By taking the time to ask us the right questions you were able to find our dream house. I must say that you went above and beyond taking a large amount of your time showing us different properties. As I'm sure that you would agree, I am very particular and I like to see every house that is out there before I make a decision. I have worked with REALTORS in the past that were only concerned about "closing the deal" and earning their commission. I never got that feeling from you. I always believed that you had our best interests at heart. I would not hesitate to call you in the future if we are looking for a larger property or investment property. Your knowledge of the Hamilton-Burlington market is quite extensive.

Jen and I are extremely happy and would recommend your services to anyone interested in purchasing a home or investment property.

Adam Berti, Hamilton, ON

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